You already sell CFO services. Delivering them the same way every month is the hard part.
ICAI is encouraging members to offer virtual CFO services, and many firms already do. But in most offices the service depends on who prepares it and how busy the month is.
Every firm has its own format
One Excel MIS for this client, a different one for that client. Nothing is comparable from month to month.
Things get missed
The P&L goes out, but nobody checked the ITC gap, the ageing or next quarter's cash. The client finds out later.
Staff change, the report changes
When the junior who built the sheet leaves, the next one starts again. The client notices.
Busy months, late reports
In July and September the CFO work slips behind returns and audits. The client paid for a monthly service.
No review trail
It is hard to show who prepared what, who checked it, and what the partner approved.
We did this before. Audit and finalisation were always done, each firm in its own way. SignReady gave CAs one standard, organised way to do them. CFOPartner does the same for virtual CFO work.
Everything a CFO service needs, done the same way every month.
We tell you what to check
A monthly checklist and red-flag rules run on every client, so nothing important is missed.
We show your team how to prepare it
Step-by-step work for each role, so a new junior prepares the pack the right way from the first month.
We make it ready to present
A standard Monthly CFO Pack in your firm's name, with the one-page summary the owner actually reads.
We draft what to report
A plain-language explanation and suggested actions for every flag, ready for your review.
We keep every client on time
Monthly deadlines, review stages and a record of who prepared, reviewed and approved each pack.
We keep the checklist current
When GST, TDS, MSME or company law rules change, we update the checks for all your clients.
The same service, organised.
| Part of the job | How it is done today | With CFOPartner |
|---|---|---|
| Report format | Each firm, sometimes each staff member, has its own | One standard Monthly CFO Pack, in your firm's name |
| What gets checked | Whatever the preparer remembers | The same checklist and red-flag rules run on every client, every month |
| Getting the data | Ask the client's accountant, copy from Tally into Excel | Import from Tally, with a books readiness check before anything is analysed |
| Commentary | Written from scratch, or skipped when busy | Draft explanation and suggested actions for each flag, edited by your senior |
| Compliance status | A separate conversation, if at all | Green and red status for GST, TDS, PF/ESI, advance tax and ROC in every pack |
| New staff | Weeks to learn the firm's sheets | Follow the on-screen steps from the first month |
| Review | Email threads, no record | Prepared, reviewed and approved stages, each with name and date |
The Monthly CFO Pack
An 8 to 10 page report in your firm's name, delivered by the 10th of every month. A one-page summary goes on WhatsApp, followed by a 30-minute review meeting with you.
One-page summary
Five key numbers, the top three issues, and the decisions the owner needs to take.The page the owner actually reads.
Books Health Review
Bank reconciliation, suspense balances, unbooked expenses, unusual entries, cut-off.Can the numbers below be trusted?
MIS report
Month and year-to-date P&L against last year, margins, and expense breakdown.How did we do?
Budget vs actual
Every line, with any variance above 10% explained in plain words.Where did we go off plan, and why?
Cash flow and forecast
Cash today and for the next three months, including GST, TDS, salaries, EMIs and advance tax.Will we be short, and when?
Working capital
Debtor ageing, top overdue customers, supplier dues, stock days.Where is our money stuck?
Compliance confirmation
GSTR-1, GSTR-3B, ITC match with GSTR-2B, TDS, PF/ESI, professional tax, advance tax, ROC, plus next month's due dates.Are we safe on compliance?
Red flags and action tracker
Each issue with an action, an owner and a deadline, plus the status of last month's actions.What are we doing about it?
Every quarter
- Updated forecast and advance tax estimate
- Business review deck for owners and partners
- Stock statement and drawing power for the bank, where there is a CC limit
Every year
- Next year's budget
- Tax planning before 31 March
- Year-end readiness report, which feeds straight into SignReady for finalisation
The same four steps, for every client, every month.
We set the steps and the checks. Your team follows them, so even a junior with no CFO experience prepares the pack the right way, and your time goes where it matters most.
Get the books ready
Import from Tally, run the Books Readiness Check, fix missing entries, tick off the checklist.
Review the flags
Look at what the rules flagged, edit the draft commentary, set owners and deadlines for actions.
Approve the pack
Read the summary and flags, add your judgement, approve. Nothing reaches the client before this.
Deliver and meet
The pack goes out with a WhatsApp summary. You take a 30 to 45 minute review meeting.
The partner approves every pack. Your name goes on the pack, so the final word is always yours. We make sure that by the time it reaches you, it is complete, checked and well presented.
The CFO checklist lives in the software, not in someone's head.
We maintain the CFO checklist and keep it current. Every client is checked against the same rules every month. When a rule trips, the pack explains it in plain words and suggests what the client should do. Your senior adds what only someone who knows the client can add.
Sample rules shown. Firms will be able to switch rules on or off and change the limits.
What the best CFO firms do, now in your office.
Large virtual CFO firms run on these practices. We have built them into CFOPartner, so every client of yours gets them too.
Finance Health Score
Every area of the client's finances scored out of 10 when you start, then every month. The client sees progress as a number, and you can use the first score to win the engagement.
Day 1 to 10 delivery calendar
Books ready by Day 3, draft by Day 5, approval by Day 9, meeting by Day 10. We warn you before any client's pack runs late.
A reason for every variance
Each big difference from budget is tagged as price, volume, mix or timing, so the owner knows exactly what moved.
Smooth onboarding
We map the client's Tally ledgers to the standard pack and run one month alongside your current report, so nothing changes overnight.
Client history that stays
Every decision, advice and action is logged month by month. When staff change, the history stays with the client file.
Profit by customer and product
See which customers and products actually make money, so a loss-maker cannot hide inside the average.
From about 14 hours a month to about 3.
| Task | Done by hand | With CFOPartner |
|---|---|---|
| Collecting data | 3 hrs | Imported from Tally, junior checks readiness |
| Preparing MIS in Excel | 5 hrs | Automatic |
| Analysis | 3 hrs | Red-flag rules plus draft commentary |
| Meeting deck | 2 hrs | Automatic, ready to edit |
| Partner review and client meeting | 1 hr | 1 hr |
| Total per client per month | 14 hrs | About 3 hrs, most of it junior time |
Our estimates for a typical small or mid-sized business client.
One junior can run ten CFO clients.
Move the sliders to match your town and your fees. The default shows ten clients at ₹12,000 a month each, handled by one junior.
Example figures for your fees and salaries, not market data.
Every feature in every plan. You pay for the clients you serve.
₹200 per client a month. No feature tiers and nothing locked away. As your CFO practice grows, move to the next plan.
Start with your first CFO clients.
A CFO practice with one or two juniors.
A dedicated CFO team in your firm.
Same rate for every client you add.
Included in every plan
- Tally import and Books Readiness Check
- Full 8-section Monthly CFO Pack in your firm's name
- Red-flag rules with suggested actions
- Budget vs actual and 3-month cash forecast
- Compliance confirmation with next month's due dates
- Action tracker carried month to month
- Finance Health Score for every client
- Day 1 to 10 delivery calendar with late warnings
- Profit by customer and product
- Client history and decision log
- Prepared, reviewed and approved stages for your team
- Quarterly and annual add-ons
- Service plans, engagement letter and fee proposal templates
Prices are plus GST.
Ready service plans you can offer your clients
Your CFOPartner plan always includes everything. These are three ways you can package the service for your own clients. You set the fees.
Lite
- One-page summary
- Books Health Review
- MIS report
- Compliance confirmation
Growth
- Everything in Lite
- Budget vs actual
- 3-month cash forecast
- Working capital
- Red flags and action tracker
Pro
- Everything in Growth
- Quarterly forecast and business review deck
- Bank stock statements
- Annual budget and tax planning
Suggested fee ranges are our proposal for discussion, not survey data.
Your vCFO practice, organised in 30 days.
CFOPartner
The system: what to check, how to prepare, present and report, and the workflow to keep it on time.
vCFO course
For your team, so juniors and seniors know what each step means.
Ready documents
Service plans, engagement letter, fee proposal and client onboarding checklist.
A standard vCFO service
Same quality for every client, every month, whoever prepares it.
Built for how a CA firm has to work.
Not called an audit
The pack is a management review. It says so, and expresses no assurance, so the client is never misled about what was done.
Partner approval is required
No pack, summary or message reaches the client until a partner approves it.
Record of who did what
Each pack keeps who prepared it, who reviewed it, what was changed and when it was approved.
Client data stays with the firm
Each firm sees only its own clients. Client data is never used across firms.
FAQ
I have never worked as a CFO. Can I still offer this?
Yes. The checklist, red-flag rules and suggested actions carry the CFO know-how. You add your judgement on top, which is what clients pay a CA for. The vCFO course helps your team understand each step.
Does it work with Tally?
Yes, Tally is the starting point because most small businesses use it. Other accounting software will follow based on what CA firms ask for most.
Can my articles really prepare the pack?
Yes. Their part is the books readiness checklist and the import. They do not need CFO knowledge. The senior and the partner handle the judgement.
What if the client's books are not up to date?
The Books Health Review runs first and lists what is missing. The pack shows the status honestly, so the client sees why clean books matter, and you have a reason to tighten their bookkeeping.
How is this different from a Tally dashboard or MIS tool?
Dashboards show numbers to the owner. CFOPartner is for the CA firm: a fixed monthly process, team roles, rules that explain what to do, partner approval, and a pack in your firm's name.
How does it connect with SignReady?
The year-end readiness report feeds into SignReady, so a client you serve monthly is ready for finalisation without a scramble.
Every CFO client, the same organised way, every month.
Up to 10 clients for ₹2,000 a month, with every feature included.
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